Without  transacting  any business the parliament adjourned sin-die ,but it is a matter of satisfaction and hope, for the future that atleast one very senior member from within the ruling dispensation has reacted very sharply, to the continued disruption of both Houses of Parliament and Mr Advani's condemnation of the behaviour of MPs is justified. It is highly disheartening to note and find that the Parliament has virtually become a battleground where proceedings are obstructed by the unruly behaviour of its members.But here again I appreciate Advani for squarely blaming the Speaker and his own party as it goes without saying that the ruling party has the greater responsibility to solve any impasse.when the NDA was in opposition, during last stint of UPA's rule, the present ruling dispensation didn't allow the Parliament, to function, and Mrs Swaraj , leader of the opposition in Lok Sabha and Mr Jaitley in Rajya Sabha vehemently shouted saying that this is their prerogative.
  The background for all this scenario is the Demonetisation. This demonetisation has been politically clever but it looks, economically disastrous. Its consequences are still unfolding before us, ( for people with unbiased outlook). The attempts to politicise this issue further and paint those against the move as being supporters of black money are the examples of divergence from the main issue, as is inherent in the political arena. Since there is no possibility of rollback, the government should introduce policies to address the issues, in a proper perspective, and aid the honest and helpless citizens but now it is the other way round.  Demonetiastion as such was to be a jewel in the present government 's crown, but if the policy impacts the very people it intended to benefit, the very purpose of its entire exercise will naturally gets defeated. Can we be smug and say all is well in the long run when people are facing genuine cash problems leading to deaths, wasted human hours, unemployment and several other ailments? As a senior citizen I would say that this has been very harsh on people like me. As a matter of fact we were allowed to draw a maximum of Rs 24000/a week, but on any day we could only draw Rs 10000,/ only from Savings bank account. This condition makes me to go to the bank on all its working days, but it never works out, as there is a huge crowd even on 47th day or the bank soon runs out of cash thus my attendance in the bank is 100 percent  .
   Surprisingly Government is changing its goal posts, black money, corruption, counterfeit currency all gone and now it is harping on Cashless or Digitisation etc, "Necessity is the mother invention" goes a proverb. All of a sudden can we make wonders. It definitely takes time to switch over to Digitisation technology. If Iam right, it may take 5 to10 years time. Majority of the people despite being educated are not willing to do net banking and the fact I am one among them, because there is a possible threat from cyber thefts. In the instant case more than 60% people are living in villages, which do not have adequate swipe machines nor banks, nor ATMs. Our government is expected to think on all these aspects and implement in a phased manner. Dr Subramanium swamy MP BJP, had the guts to accept the fact, that their FM had not done proper home work in its implementation and that's common mans feeling too. But leaders are not prepared to accept and I don't hesitate to say that this is all due to misplaced enthusiasm as the Union government's penchant seems to have no bounds. It has been acting more like an Ad-agency, than a genuine educator, in promoting cashless economy. The introduction of monetary gifts by the government on par with "Kaun Banega Crorepathy"  for the lucky winners among digital money users, is intriguing.
  The official programs, Lucky grahak Yojana, DigiDhan Yojana, etc are they not making mockery? Any way , in my view, it is not the right way for the government to go such an extra mile, and make all our efforts in promoting an alternative route for the currency shortage. Instead the government should make the digital transactions risk-free first, secondly, easily accessible, and then trust worthy. It should ensure that the amounts are insulated fully from hackers. When cyber crimes are on the rise, the government as a great advocate of digital transactions should rather introduce insurance schemes for individual accounts against losses caused by hacking and other cyber crimes. I'm making this statement here because I'm already a victim and my FIR is still pending in "CyberCrime Police Station, in Cyberabad Commissionerate.

I 

Its been more than a month since the demonetisation of high value currency was implemented with the objective of tackling the menace of black money, counterfeit notes and corruption. But for a common man like me there is no respite.

Yesterday me and my wife went to nearby Indian Bank where she has an account and stood in the queue, as we wanted to draw around Rs 20000/ and when our turn came we were told to take only Rs 4000 that too 2 notes of Rs 2000 and the ICICI ATM which I only got it installed doesn't have any cash for more than two weeks. This is the position after one month.  A very sad state of affairs. For the common man there is no respite from crippling cash crunch. The intentions, no doubt praise worthy but the way in which it is implemented is attracting lot criticism.

  We have been repeatedly told by the PM, FM and others that this will help in curbing corruption but I really fail to understand how they have reached to this conclusion. The bribe seekers will receive new notes in place of old ones. If people have any problem because of the paucity of Rs 500 notes the corrupt would gracefully receive new Rs 2000 notes. Our corrupt public servants have the ability to adapt themselves to the change, Management of Change" is their second nature.

 The government seems to have failed to note a midst all its great planning that the demonetisation has hit the rural population more than the urban dwellers. Where are the banks and ATMs in rural areas? It is fine for the PM ,FM, RBI Governors to talk about electronic transactions, net banking, and digital payments etc. Where is 3G connectivity? How many shops are equipped with POS machines? Is there adequate connectivity in our villages? Without taking all these factors into consideration the government went ahead and if any one points it out he will be branded otherwise. Having run out of excuses to explain the reasons for the currency shortage the government is trying to push people into using digital payments. A predominantly cash based economy like India can not abruptly shift the gears and transform itself into a cashless economy. Before promoting digital payments the centre should have put in place the techno-infrastructure.

  If the circulation of counterfeit notes is said to be rampant it speaks poorly of the vigilance agencies. If the new notes reach anti-social or terrorist groups, say after an year or so, will the government again roll out demonetisation? When much of India is outside the internet age, why talk of cashless mode now is the moot point? 

 The question lingering in the minds of people is why Govt of India is frequently coming out with new reason for demonetisation? I read recently that the shift has been quantified. Initially people supported the move assuming that it was an honest attempt to wipe out black money and the counterfeit currency. Soon it was said that the measure was to root out terror funding-still people believed it, later another new reason cropped up saying it was to persuade people for cashless transactions. Now people noticing that things are going awry.

On the one hand as many as about 100 people died in queues at the banks and ATMs and on the other side bid fat weddings kept taking place, (Gali, Bhandaru Dattatraya, Gadkari). We have been seeing everyday that several crores of rupees of Rs.2000 notes are being caught in most of the states indicating a pan India conspiracy and utter lack of control on cash disbursement. Infact it is no money for law abiding citizens but plenty for manipulators.

   The remarkable step planned to cut the parallel economy to size but the basic assumption where parallel economy and black money were seen synonymous is where the problem started. Every citizen who had saved cash at home suddenly became a potential black money holder.

People like me who were all for fighting black money in first few days of the announcement, were dismayed with the implementation and started loosing hope when faced with practical problems.The common man a daily wager, a patient or a senior citizen is being hassled for his or her own cash,which could have been avoided with better planning and implementation.

  After carefully reading few good articles of Mr PK Prusty, ,Manmohan Singh etc,I have understood that the cash economy is country's biggest strength. For instance over 80% of the wholesale and farm trade is done in cash. It also has the least default, there is no chasing for realisation and it ensures smooth trading. Furthermore all cash transactions are not black. And a failure in payment has limited impact. On the contrary a failure of bank transaction can have wider economic and social impact.